A Monthly Newsletter for
Florida Community Association Executives

Running a condominium or homeowners association (HOA) comes with many responsibilities — maintaining common areas, managing budgets, and ensuring the safety and well-being of residents and visitors. One of the most important ways to protect the association is by maintaining General Liability Insurance, which provides essential coverage in the event of accidents, injuries, or property damage that occur on the premises.
However, while insurance is there to protect against unforeseen events, the best approach is to prevent claims before they happen. Here’s a breakdown of what General Liability Insurance covers and practical steps your association can take to minimize risks and keep premiums manageable.