As a Florida Condominium Association, transparency isn’t just important—it’s required. Keeping your owners informed is part of that commitment. One of the easiest ways to do that is through your website. Take a moment to check—does your Association site include the following documents? To stay compliant and keep everyone in the loop, Associations should maintain […]
Read More…Why Every Condo and HOA Should Carry “If-Any” Workers’ Compensation Coverage Condominium and homeowners’ associations often assume that workers’ compensation insurance only applies to organizations with direct employees. In reality, many associations face significant liability exposure even when they operate without payroll or formal staff. This is why “if-any” workers’ compensation coverage has become an […]
Read More…In Today’s Evolving Property Insurance Landscape As the Florida property market continues to soften, producers at the large “alphabet” retail agencies are feeling increasing pressure to write new business in order to offset deflating premiums. That pressure often translates into more cold calls, more aggressive outreach, and more competition between agents. While competition between carriers […]
Read More…Property Insurance is one of the most critical components of a condominium or homeowners association’s insurance program. While General Liability protects against injury claims, Property Insurance protects the association’s physical assets — the buildings, common elements, and shared structures that represent the community’s largest financial investment.Because property claims can be extremely costly and disruptive, prevention […]
Read More…Important Safety Notice for HOA & COA Boards Schneider Electric has issued a safety recall for certain Square D QO Plug-On Neutral Load Centers (Electrical Panels) manufactured between: February 1, 2020 – January 12, 2022 A potential loose neutral screw connection inside the panel may cause overheating, which can create: fire hazards, risk of property […]
Read More…Running a condominium or homeowners association (HOA) comes with many responsibilities — maintaining common areas, managing budgets, and ensuring the safety and well-being of residents and visitors. One of the most important ways to protect the association is by maintaining General Liability Insurance, which provides essential coverage in the event of accidents, injuries, or property […]
Read More…Pets are a beloved part of many households, but in shared communities like those governed by Homeowners Associations (HOAs) and Condominium Owners Associations (COAs), unmanaged pet behavior can quickly lead to safety risks, liability claims, and tension among residents. For these reasons, it’s crucial that associations establish clear and enforceable animal guidelines and policies to […]
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